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April is Financial Literacy Month，when Americans of all ages are encouraged to learn how to be smart about money.And this year，fifthgrade Rachel Kelly from Naperville，Illinois，is already at the head of her class.Kelly,11, won a nationwide contest called the Stock Market Game.
Students who take part in the Stock Market Game，run by the SIFMA Foundation，a financialeducation organization，pretend to buy stocks (股票) worth $100,000.Then they have to read financial news over several days to see if their investments would have gained money or lost money and write an article explaining their choices.
“I wanted to choose a company that was wellknown，” writes Kelly.“I thought about products that I see every day，so cars came to my mind.” Kelly picked the Japanese car company Honda Motors.“Honda Motor Company is the No.1 producer of motorcycles in the world and the fifthlargest producer of automobiles behind Toyota，Volkswagen，General Motors and Hyundai，” says Kelly.
Honda makes many different kinds of cars，which Kelly thinks makes the company a safe investment.She explains that even if the cost of gas goes up，Honda has a good chance of staying in business because of the company's fuelefficient cars，which run on less gas than most cars made today.
“If one of their departments is not doing so well，it won't affect the overall company sales，” she writes.
Because the stock Kelly picked performed well and her article was persuasive，Kelly won this year's contest.About 600,000 students from 4th to 12th grade competed.
