题干

人寿保险是具有一定储蓄功能的保险,其主要功能在于对风险的补偿功能。投保人交纳的保费,一部分由保险公司按照预定利率返还给保户,另一部分用于保户“风险赔付”的支出。也就是说,保险作为一种金融产品,它对客户的“保险”功能不是白送的,需要客户掏钱去“买”。这说明
①人寿保险属于商业保险 ②人寿保险不完全等同于储蓄 ③人寿保险的费用大多由个人、企业和政府共同负担 ④人寿保险建立在一定商业原则的基础上

A:①②③

B:②③④

C:①③④

D:①②④

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D

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    I met Mrs. Neidl in the ninth grade on a stage-design team for a play and she was one of the directors. Almost instantly I loved her. She had an unpleasant voice and a direct way of speaking,1 she was encouraging and inspiring. For some reason, she was impressed with my work and Mrs. Neidl would ask me for my 2 .She wanted to know how I thought we should 3 things. At first I had no idea how to answer because I knew 4about stage design! But I slowly began to respond to her 5. It was cause and effect. She believed I had opinions, so I began to 6 them. She trusted me to complete things, so I completed them perfectly. She loved how 7 I was, so I began to show up to paint more and more. She believed in me, so I began to believe in myself.

    Mrs. Neidl's 8 that year was, “Try it. We can always paint over it 9!” I began to take 10. I had been so afraid of failing but suddenly there was no failing---only things to be 11 upon. I leaned to dip my brush into the paint and 12 create something.

    The shy, quiet freshman achieved success that year. I was 13 in the program as “Student Art Assistant” because of the time and effort I'd put in. It was that year that I 14 I wanted to spend the rest of my life doing stage design.

    Being on that stage-design team 15 Mrs. Neidl changed me completely. Not only was I stronger and more competent than I had thought, but I also 16 a strong interest and a word I hadn't known existed. She taught me not to 17what people think I should do. She taught me to take chances and not be 18 Mrs. Neidl was my comforter when I was upset. Her 19 in me has inspired me to do things that I never imagined 20.