I once stopped behind several cars，waiting at the red light. The wind blew fiercely. Ahead of me stood a young woman alongside the street rubbing her bare hands together and dancing to keep _______. Beside her rested a sign that read，“I have a baby and no _______.”

Homeless and unemployed people are a _______ sight in many of our large cities，and most people drive by without _______ assistance. No doubt they have been _______ that giving them money develops a dependent _______，or that the cash may be used to buy alcohol _______ the food it was intended for. Like me，they may have been taught that one should give money to a local charity，as these organizations can _______ those in need far more effectively.

As I waited for the light to tum green，I felt _______ about that woman. She was ________ in need. And whether or not she actually had a baby really didn't ________. What should I do？

Should I give her money？As I ________，the window of the car in front of me was ________ down and a hand reached out holding a pair of warm gloves. The driver ________ her own gloves and gave them to the woman. I saw the young woman ________ the words“Thank you”and a broad smile lit up her face.

As I hesitated，somebody else ________. As I tried to decide the best way to help，somebody else just did what she could. I made myself a（n）________ that day to always do something. Whether it is big or small，just do something.

Something is almost always better than nothing！Too often we underestimate（低估）the ________ of a touch，a smile，a kind word，a listening ear，or the smallest act of ________，all of which have the ________ to turn a life around.

   Carl Kenton is a wealthy businessman. Five years ago, after returning from abroad to his motherland, he _____ his small company. Speaking of success, Kenton often tells us a story about his extra（额外的）expensive "school" fee. He always owes his _____ to it.

At that time, Kenton, who already got a Ph. D. degree, decided to return to the homeland, starting a company. Before _____, he bought a Rolex watch with the _____ made through years of work after school and the scholarships. At the airport he had to accept the routine customs check. The watch on his wrist was also asked to be _____down for a check. Kenton knew that carrying the _____ goods out had to pay the tax, and he worried about paying _____ for his watch. So when he was checked, he told a lie that his watch was a _____ fake（假货）. When he was proud of his "smarts", immediately, in the _____ of Kenton, the officers hit the watch, which ______ nearly $ 100, 000, into pieces on hearing Kenton's words. Kenton was ______. Before he understood why, he was taken to the office to be examined ______. For many times of entry-exit ______ he knew that only those people on the "blacklist" would "enjoy" this special ______.

The officers looked over everything carefully in the box, and ______ him no matter what time of entry and exit he must accept the check and if ______ using and carrying fake and poor goods again, he would be charged according to law! Suddenly, his face turned red, and he had nothing in mind even after ______ for long.

After returning to the homeland, he often told the story to his family, and his employees, too. He said that this made a deep ______ on him, because the extra high "school" fee that he had ever paid made him realize the value of ______, which he would ______ as the secret of his success forever.

   Since finishing my studies at Harvard and Oxford, I’ve watched one friend after another land high-ranking, high-paying Wall Street jobs. As executives (高级管理人员) with banks, consulting firms, established law firms, and major corporations, many are now ____ on their way to impressive careers. By society’s ____, they seem to have it made.

On the surface, these people seem to be very lucky in life. As they left student life behind, many had a ____ drink at their cheap but friendly local bar, shook hands with longtime roommates, and ____ out of small apartments into high buildings. They made reservations at restaurants where the cost of a bottle of wine ____ a college year’s monthly rent. They replaced their beloved old cars with expensive new sports cars.

The thing is, a number of them have ____ that despite their success, they aren’t happy. Some ____ of unfriendly coworkers and feel sad for eight-hour workweeks devoted to tasks they ____. Some do not respect the companies they work for and talk of feeling tired and ____. However, instead of devoting themselves to their work, they find themselves working to support the ____ to which they have so quickly become ____.

People often speak of trying a more satisfying path, and ____ in the end the idea of leaving their jobs to work for something they ____ or finding a position that would give them more time with their families almost always leads them to the same conclusion: it’s ____. They have loans, bills, a mortgage (抵押贷款) to ____, retirement to save for. They recognize there’s something ____ in their lives, but it’s ____ to step off the track.

In a society that tends to ____ everything in terms of dollars and cents, we learn from a young age to consider the costs of our ____ in financial terms. But what about the personal and social costs ____ in pursuing money over meaning? These are exactly the kinds of costs many of us tend to ignore — and the very ones we need to consider most.

   I've come to the conclusion that I'm terrible at saying "No". For example，last Sunday I was sitting at my desk alone，totally ________ in my own business，when a colleague of mine phoned and asked me to get involved in ________ with her. I found myself getting all caught up in her enthusiasm and didn't want to ________ her. So I said "Sure，why not？" even before the talk ________

I found myself agreeing，without giving any ________ whether it was worth doing. We are both window-shoppers who go to shops but buy nothing and ________ a whole day in the street. Actually，I hardly have any time to spare because I am very busy ________  my normal job-I've also got a book to write，a business to ________ and a family to look after. And then there are my other projects to ________—my voluntary work and a couple of other interesting investments that I want to _________.I'm going to have to be more ruthless（残酷无情的）and not just agree to _________  people ask me to get involved in. In other words，I'm going to have to get _________ at saying "No". Usually I hate saying "No"，because having to disappoint someone usually _________ me. Now I realize _________  I haven't learned to say "No"，I've been feeling very _________.

We had better do what we think is right and what we are _________ to do. Sometimes it does not seem that bad to _________ others. In my case, if I _________ want to be involved in it, I' ll pay more _________ to it and do it quite well I' ll be enthusiastic and motivated and do something that is good for everyone and everyone will be happy. It' ll be a win-win _________. What's not good about that? So sometimes, we have to say "No".