题干

《存款保险条例》已经2014年10月29日国务院第67次常务会议通过,自2015年5月1日起施行,最高偿付限额50万。存款保险是指存款银行缴纳保费形成存款保险基金,当个别存款银行经营出现问题时,使用存款保险基金依照规定对存款人进行及时偿付。从中可以领悟到的信息是(   )

①银行存款存在投资风险,不是绝对安全 

②储蓄存款的实际收益是指利息减去保费

③存款保险不利于保护存款人的合法权益 

④存款保险有利于及时防范和化解金融风险

A:①③

B:①④

C:②③

D:②④

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B

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Benjamin West, the father of American painting, showed his talent for art when he was only six years of age. But he did not know about brushes before a visitor told him he needed one. In those days , a brush was made from camel's hair. There were no camels nearby. Benjamin decided that cat hair would work instead. He cut some fur from the family cat to make a brush.

    The brush did not last long. Soon Benjamin needed more fur. Before long, the cat began to look ragged (蓬乱). His father said that the cat must be sick. Benjamin was forced to admit what he had been doing.

    The cat's lot was about to improve.  That year, one of Benjamin's cousins, Mr.Pennington, came to visit. He was impressed with Benjamin's drawings. When he went home, he sent Benjamin a box of paint and some brushes. He also sent six engravings (版画)by an artist. These were the first pictures and first real paint and brushes Benjamin had ever seen. In 1747,when Benjamin was nine years old,Mr.Pennington retured for another visit .He was amazed at what Benjamin had done with his gift.He asked  Benjamin's parents if he might take the boy to Philadelphia for a visit.

In the city, Mr.Pennington gave Benjamin materials for creating oil paintings.The boy began a landscape (风景) painting.Wiliams ,a well-known painter,came to see him work . Wiliams was impressed with Benjamin and gave him two classic books on painting to take home .The books were long and dull. Benjamin could read only a little,having been a poor student.But he later said,”Those two books were my companions by day,and under my pillow at night.”While it is likely that he understood very little of the books,they were his introduction to classical paintings.The nine-year-old boy decided then that he would be an artist.