①提高资金配置效率，提升银行盈利水平

②利率风险加大，银行同业竞争加剧

③倒逼金融体系改革，完善中国市场经济

④促使银行转变经营服务，激发金融创新

    There have been many comparisons (比较) made between London Underground and New York Subway. They are the best known public transport systems (公共交通运输系统) in the world and each is a key part of one of the greatest cities of the world. The two systems have many things in common(相同), including their ages and fame（名声）, but there are also important differences.

    The following table shows some of the similarities (类似）and differences.