Jack is six years old. He has no sisters. But he has a brother. His brother's name is Mike. Jack likes eating apples, oranges and bananas. Sometimes he eats some of his brother's apples. And his brother often beats（打）him for this. He doesn't like Mike. This September he goes to school. It's the ninth（第九） day at school. Jack and his classmates are having a new lesson.

    "Jack, what is five minus（减） three, please？" asks the teacher.

    "It's…it's…"

    "Now, listen to me," says the teacher, "If your sister has five apples, and you eat three of them…"

    "But I have no sisters." Jack says.

    "Oh, sorry. But do you have any brothers？"

    "Yes."

    "Now, if your brother has five apples, and you eat three of them, tell me now…？"

    "He'll certainly beat me," Jack says quickly.

阅读下面这段文字，概括“众筹”的四个主要特点，每个特点不超过6个字。

    众筹指一种向群众募资以支持发起的个人或组织的行为，香港译作“群众集资”，台湾译作“群众募资”，由发起人、跟投人、平台构成，任何人无论身份、地位、职业、年龄、性别，只要有想法有创造能力都可以发起项目。众筹项目必须先让项目的创意（设计图、成品、策划等）达到可展示的程度，并通过平台的审核，而不单单是一个概念或者一个点子。现代众筹一般通过互联网方式发布筹款项目并募集资。群众募资被用来支持各种活动，包含灾害重建、竞选活动、创业募资、艺术创作、软件开发、设计发明、科学研究等。

2015年11月7日下午3点，海峡两岸领导人***与马英九在新加坡香格里拉酒店会面，这是1949年以来两岸领导人首次直接会面，这表达了两岸领导人（　　）