____ are in the ____ grade.

                                                                      Winners Club
   Winners Club is a bank account (账户) specially for teenagers. It has been sep up to help you better manage your money. The club is a bank account where you receive a key-card, so you can enjoy dealing with your money 24/7 — that's 24 hours a day, 7 days a week!
Here are the features (特点) of the club.
                                                     No account keeping fees (费用)!
   You're not a rich man, so we don't expect you to pay large fees. In fact, it's free for all the service!
                                                     Excellent interest rates (利率)!
   You want your money to grow, right? If you put money into the club without taking it out for a year, the club will give you a good rate of interest.
                                                             Convenient (方便)！
   Teenagers are busy — we get that. You may never need to come to a bank at all. With the club you can choose to use handy tellers and to bank from home using the phone and the Internet. This could be your pocket money or your pay from your part-time job!
                                                   A free magazine included！
   Besides your account report, you will receive a free magazine full of good ideas about making more money. There are also other fantastic offers only for the club members.
                                                         Easy to be a member！
   It is so easy to join. Simply fill in an application form (申请表). By the way, one of your parents must agree on it. Then you can become a member of the club.
   Now you see the club is a great choice for teenagers. We can't wait to have you as a Winners Club member.