蚂蚁花呗是蚂蚁金服推出的一款消费信贷产品，是一种先消费后付账的消费方式。这种消费方式属于（  ）

阅读理解

    My name is Sun Liang．Li Feng is my cousin．He is thirteen years old and I'm twelve years old．We study in the same school but not in the same grade．He is in Grade 8 and I'm in Grade 7．

    Li Feng is tall and strong．He plays basketball well．He thinks it's a good way to stay healthy．So he often plays basketball with his classmates in the playground．He likes collecting the pictures of famous basketball players．Last Sunday,he watched a basketball match．He was happy because he saw his favourite basketball star．

    I also like playing sports but music is my favourite．I think it's a good way to relax after a busy day．My father is a music teacher and he is good at playing the piano．So I learn from him to play the piano．It was my birthday yesterday．I had a party and I was happy．

根据材料内容选择最佳答案。