阅读理解

    China Merchants Bank Co Ltd has teamed up with ride-hailing major Didi Kuaidi to provide automobile financing and expand its reach in China's booming mobile payment industry.

    The two have inked a comprehensive partnership, which includes a strategic investment by the former in the latter. Under the partnership, CMB will become the first bricks-and-mortar bank that can offer in-app credit card payments to Didi users. At present, users of Didi can only choose third-party payment solutions like WeChat Payment and Alipay to pay cab fares.

    Zhao Ju, vice-president of CMB, said the cooperation with Didi was an important step in its mobile Internet finance strategy. “CMB's mobile payment is going to enter a new chapter by leveraging Didi Kuaidi's vast user base," he said.

    According to a report by China Internet Network Information Center earlier this month, Didi holds 87.2 percent of China's private car hailing market. The company said it has received 1.43 billion car-hailing requests on its platforms in 2015, which means 1.43 billion payments were made via smartphones.

    CMB is expected to use Didi to reach the core users of China's mobile payment market. Jean Liu, president of Didi, said many of the expats prefer payment by credit card rather than Alipay or WeChat. "The new partnership will help improve service quality and customer loyalty," she said. The investment makes CMB part of Didi's existing investors, including Tencent Holdings Ltd, Alibaba Group Holding Ltd and China Investment Corporation. Both of the companies declined to reveal the actual amount of the investment.

    Liu, who showed up on Tuesday for the first time in public after her treatment for breast cancer, said the cooperation with CMB is for the long run and "the capital investment is only part of it".

    Under the partnership, CMB and Didi will cooperate on a wide range of initiatives on financial services and online-to-offline cooperation. Apart from the in-app credit card payments, the two companies are going to launch joint credit cards in late February and automobile financing services for Didi's car owners. CMB's branches across China are expected to help Didi recruit more drivers.

    "There is a lot of room for imagination in our partnership," Li said, adding in future people may use their CMB credit card reward points to pay for the ride on Didi.

    Li Chao, an analyst with iResearch Consulting Group, said the partnership may not significantly boost CMB's mobile payment business. "Didi has educated the market for three years and its customers have formed the habit of paying by WeChat or Alipay. So I think CMB can only turn a very smart proportion of Didi users into its payment customer," he said. "But the move shows that China's traditional banking industry is finally thinking out of the box and looking for outside partners in Internet finance competition," he said.

    Statistics from Big-Data Research showed that more than 90 percent of China's 9.3 trillion yuan ($1.41 trillion) worth of third party mobile payment market is donated by Alibaba and Tencent.

                                                                                               House of Porridge
    Welcome to Clark's Porridge House. We have different kinds of porridge. We have meat porridge, vegetable porridge. And fruit porridge is our special, it is only RMB 4 yuan for one bowl. A bowl of meat is RMB 5 yuan. Vegetable porridge is RMB 3 yuan for one bowl, but RMB 5 yuan for two. We have thin pancakes, too. They are RMB 5 yuan for ten. Come and taste the delicious food here. If you are too busy to come, make a telephone call to us and we can send the food to you in 20 minutes.
阅读以上信息，完成下面的句子，每空一词。

    Whenever the house gets quiet, Mrs. Smith knows just where to find her 6-year-old daughter Maria: lost in the world of stories.“I like to read every time of the day,” said Maria, a student at Creel Elementary School in Australia.
    Maria's headmaster, Mrs. White, wants each of her 850 students and their families to learn the love of reading this year. She wants reading at home to become an activity of choice in every family, even during holiday breaks. "I truly realize reading should be an important part of everyone’s life, and nothing should stop it." said Mrs. White.
   “The aim we want most of all is to help children understand they can enjoy reading, as well as practice their skills,” said Hannas, an education researcher. He suggested parents take their children to the library and allow them to pick out books that interest them.
    Each night, students take home two books to read with their parents or other family members. They have to return the books the next day with a signed note from their parents showing that the books were read, and have passing tests that check how well they understand the books.
   “We're trying to get parents into the habit of reading with their kids.” said the headmaster. “Nothing is better than sitting on a sofa with your child and reading and laughing.”
    Through books, Mrs. Smith, a parent, said she's able to give her two daughters more experiences than she could.“I think reading opens all the doors and creates imaginations in children,”she said, “I think if you read well, you can succeed in anything in life.”